Reviewing Licensed Moneylenders in Singapore: Why and Where to Start
Let’s face it. There will be times when you find yourself needing some cash to pay off an emergency medical bill, or your phone needs immediate replacement and you’re weeks away from your next payday and you’ve used up your savings. While there are options such as borrowing from family and friends, you can also […]
Tips For Building And Maintaining Your Credit Score
An individual’s credit score is a score used by lenders as an indicator of how likely this person may repay his/her debts. It also indicates how likely this borrower may default on his/her loans. In short, it measures an individual’s risk as a credit applicant. In Singapore, a borrower’s credit score is measured by the […]
8 Ways To Differentiate Licensed Moneylenders From Loan Sharks
Occasionally, you may run into situations where you need some money urgently and end up turning to different kinds of loans to tide you through. Some may opt to take a bank loan, while some may prefer to take a loan from a licensed moneylender instead due to the less stringent credit checks and faster […]
8 Tips That Will Help You Head Towards A Debt-Free Life
Most people don’t like the idea of being in debt, and for good reasons. It’s unsettling to know that you owe someone money, and it can feel like a burden when you have to use a fraction of your salary each month to make payments. However, the truth is, most of us have some sort […]
Your Definitive Guide To Good Debt vs Bad Debt (Singapore)
When one thinks of debt, one usually immediately jumps at the idea that they’re all terrible. After all, when you owe another entity or organisation a considerable lump sum of money, how else would you describe it? Contrary to popular belief, not all debts are entirely bad. In fact, debt is primarily categorised into two […]
5 Tips For Borrowing Money The Smart And Right Way
While planning for your financial future, one important factor you should prepare for is financial emergencies. Financial emergencies are an unexpected expense that can happen at any time. A few examples of financial emergencies include medical bills, home repairs, and family emergencies. Although emergencies are inevitable, there are ways that you can mitigate them by […]
5 Ways You Can Save Up Your Money to Purchase a Car
There are many excellent benefits to owning a car in Singapore, such as saving time and providing convenience when travelling to and fro from one’s home and workplace. However, purchasing a car can be costly as you will also need to spend on monthly petrol costs and car maintenance. In Singapore, COE prices drive the […]
How to get lowest interest personal loan in Singapore: Bank or Licensed Money Lender?
Do you find yourself in need of urgent fast cash to pay off an unforeseen medical bill? Perhaps your laptop suddenly stopped working and you need to get it replaced, but your next paycheck is still a few weeks away. Sometimes when the going gets tough, most people would consider getting personal loans from either […]
Where to find emergency payday loans with direct lenders?
Imagine this: You opened the fridge to prepare lunch one afternoon to find it not functioning. You need to save all the food before they turn bad, and the only thing you can do is to get a replacement fridge, pronto. Unfortunately, you’ve used up your savings for the month on other important expenses, and […]
Fast Cash Loan Singapore: 6 ways to effectively pay it off
There may be some point in life when you find yourself needing extra cash to pay off an unexpected expense. Fast cash loans in Singapore are becoming a popular alternative to bank loans for those who need to borrow money quickly. Licensed money lenders in Singapore offer fast cash loans such as payday loans and […]
