Simple. Transparent. Secure

Unbeatable rate for any kind of loans

” Up to 12 months repayment period, simple interest from 2.27% and loan up to 6 times monthly salary* “

*subject to approval

Fast Approvals
200,000 Customers
Quickly Handled
Flexible Loans
About Us

We are Goldstar Credit.

Our storefront is conveniently located in Hougang at The Midtown, which is only an 8 minute walk from Hougang MRT station and in the heart of a bustling residential area.

Why did we decide on setting up shop in Hougang? Because we recognise it as a mature estate and it is also the most populated town in the North East. Hence, by stationing ourselves here, it maximises our reach. Being so close to Hougang MRT will also ensure that patrons who stay outside of the area can still come to us easily.

Why choose us

We are like no other licensed moneylender in Singapore.

Goldstar Credit boasts an unbeatable rate for any kind of personal, business or micro loans. All our repayment terms are convenient and hassle-free as we value providing a seamless user experience for all our customers.

To hasten the process, every loan is quickly handled and we do not tolerate any delays in our service. We are proud to offer the fastest approval speed in the industry because we understand the gripes and anxieties faced when requiring urgent funds. We provide business loans up to $200,000 and renovation up to $30,000, subject to approval.

Our Cash Loan is designed for your financial requirements.

We Provide Cash Loan

Our Cash Loan is designed for your financial requirements . Now you can apply for loan with simple steps.  This loan does not require any collateral and require only  with affordable interest rate and flexible repayment terms.

Goldstar Credit Pte. Ltd. provides a fast, efficient credit solution to such problems. We tailor our loan options to fit your situation, such as by being flexible in repayment terms, and giving you the best possible rates.

Grab/Gojek Loan
Wedding Loan
Renovation Loan
Bridging Loan
Study Loan
Medical Loan
Debt Consolidation Loan
Business Loan
Vacation Loan

You can count on us for all kinds of loans ranging from Business Loans, Debt Consolidation Loans, Grab/Gojek/Taxi Loans, Wedding Loans, Renovation Loans, Medical Loans, Bridging Loans, Study Loans, and many more.

Our Features

So why would you choose us.

Flexible Loans

With up to 12 Months Repayment Period. Our Cash Loan option has been designed to meet your financial requirements. 

A+ Service Standard

Above all, you can expect friendly and forthcoming staff who are glad to accede your requests and evaluate the situation in your best interests.

Debt Consolidation Loans

Protect our customers, we provide Debt Consolidation loans which can be used to pay off multiple creditors at once.

Learn More

The difference between licensed moneylenders and banks.

As of 2020, there are 156 licensed moneylender establishments in Singapore. For one to be recognised as legitimate, it has to be certified by the Registry of Moneylender – Minlaw.

The difference between licensed moneylenders and banks are that banks churn out higher loans while licensed moneylenders normally distribute only smaller loans, however, they can take a long time to sanction and release credit. Licensed moneylenders can do the job within minutes. Banks are also unable to grant loans to individuals who take home less than $20,000 per annum, but licensed moneylenders are allowed to do so up to $3,000. Of course, if more than $20,000 is earned yearly, they might give loans of up to 6 times worth of your salary in some instances.

These qualities make moneylenders ideal for small and urgent fees you could repay without much struggle.

Learn More

The term Personal Loans.

Having to take up Personal Loans does not automatically indicate that you have poor financial management. Experts have expressed that if carefully orchestrated, Personal Loans can be wisely turned into pre-emptive tools to prevent you from falling deeper into debt. If you’re smart enough, you can even use Personal Loans to manage your funds, hence possibly helping you become more financially responsible. With all these successfully implemented, doing so could even assist you in achieving our financial goals. 

 

Did you know that Personal Loans can fix financial problems at their core and be a long term solution? The following are some reasons why taking up a Personal Loan could be very beneficial and why you should consider taking up one.  

Medical Emergency

Life is extremely unpredictable and nobody can ever be sure of what comes next. Unfortunately, there are many curveballs that get thrown at us as well…

Repairs

Accidents don’t just happen to our physical health, but to our belongings and assets as well. Sometimes these occur so abruptly, we are not prepared…

Credit Card Debt

Taking up a Personal Loan to pay back Credit Card debt actually defrays costs. Although it sounds like the age-old counterintuitive theory of borrowing money…

Education Needs

Are you running short on your school fees for this semester? Perhaps you just need a small sum for new textbooks or a laptop? A Personal Loan would cover these…

A QUICK PROCESS

How to Make a Loan.

Step 1

Submit an online application through our website

Step 2

Wait for our loan officer to contact you

Step 3

After discussing the terms and requirements, you will need to undergo an interview

Step 4

Drop by our office to finalise your loan amount and loan terms

Step 5

Once your loan is approved, you have to sign a contract

Step 6

Receive your loan in cash on the spot

Company Info

Licence no: 144/2019

Licensed Moneylender in Singapore.
All income levels are welcome.

Opening Hours:
11.30am – 8.00pm (Mon to Sat)

10.00am-5.00pm (Sunday)

Services

We provide various loans to suit your needs

  • Personal Loan
  • Business Loan
  • Debt Consolidation Loan
  • Grab/Gojek Loan
  • Wedding Loan
  • Renovation Loan
  • Medical Loan
  • Bridging Loan
  • Study Loan

For more info
Call Us : 6384 0088

Contact Us

1187 Upper Serangoon Road(Hougang Central) #01-21
The Midtown. Singapore, 533971

Tel: 6384 0088

Email: goldstarloans88@gmail.com

Directions:
5 mins walk from Hougang MRT Station

Location Map

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Our Cash Loan option has been designed to meet your financial requirements. To achieve this, we have tailored it to be straightforward and comprise just a few simple steps. This loan does not require any collateral, offering an affordable interest rate and flexible repayment terms. In some cases, we can arrange a longer repayment period of up to 12 months, with a simple interest at 2.27% per month, subject to approval.

Above all, you can expect friendly and forthcoming staff who are glad to accede your requests and evaluate the situation in your best interests. With their knowledge and experience, they will be able to craft a suitable plan to solve any financial problem and prevent you from running into debt.

Last but not least, to protect our customers, we provide Debt Consolidation loans which can be used to pay off multiple creditors at once. For instance, some borrowers might take loans from a few sources that only provide short term arrangements. This is a terrible decision that typically lands one heavily in debt. In such cases, the borrower’s salary is usually insufficient to pay the moneylenders. Desperate, they turn to others where they take new loans to repay their existing ones, creating a vicious cycle that never ends. Usually, the stress that comes with knowing you’re in arrears to multiple parties is massive and crippling. It is a situation that worsens over time because of the varying interest rates that can quickly accumulate into gargantuan amounts.

However, our Debt Consolidation loan aims to unite all these so that instead of worrying about separate entities chasing you for money, your concerns are simplified into just one creditor– us. With that said, we understand the struggles faced to repay loans and that is exactly why we have plans that present more accommodating conditions with lower interest rates as well.

Life is extremely unpredictable and nobody can ever be sure of what comes next. Unfortunately, there are many curveballs that get thrown at us as well. These are unavoidable and there is no way for us to circumvent them, but what you can do is to have a selection of backup plans in case the worst happens. As a contingency measure, you can consider taking up a Personal Loan just to tide you through these unforeseen rough patches for the time being.

Accidents don’t just happen to our physical health, but to our belongings and assets as well. Sometimes these occur so abruptly, we are not prepared or equipped to finance these losses. To quickly rectify the issue at hand, a Personal Loan would be the most feasible course of action to take. Some defects get worse the longer they’re left neglected, so to minimise the collateral damage, it’d be a wise choice to take up a Personal Loan to expedite the repair process.

Taking up a Personal Loan to pay back Credit Card debt actually defrays costs. Although it sounds like the age-old counterintuitive theory of borrowing money from new places to placate old debtors, Personal Loans frequently have lower interest rates than that of credit cards. Paying off credit card debt by using a Personal Loan discards the high interest rates and added charges that credit card companies compound on top of the originally owed amount. Hence, you could end up paying so much less than what you would have had paid via your credit card if you stuck to the original plan.

Are you running short on your school fees for this semester? Perhaps you just need a small sum for new textbooks or a laptop? A Personal Loan would cover these beautifully and it won’t be seen as a waste of funds since education is the best form of self investment.

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