Payday Loans

Graphic of a stopwatch, calendar and cash representing a payday loan in Singapore

When borrowing money, the only thing more important than the ability to pay back and low-interest rates are paying back on your own terms and at your own set appointed time. At Gold Star Credit, we know that you need the freedom and flexibility to pay us after we provide you with financial help.

Payday loans are spread out over a month, we give you a thirty-day interval between you loan collection and repayment. This means that if you take out a payday loan of one thousand dollars on the 26th of the current month, you would be expected to pay back the loan on or before the 26th of the following month. The repayment includes the interest on the payday loan and with our payday loan, you can borrow up to six times your salary. 







13th OF JULY


Table: payday loan repayment sample. (Sample does not take into account our 4% interest accrued.)

Our payday loans offer you the freedom to pay back your outstanding loan plus the interest in a month. That is a whole thirty days to pay back your loan. We offer this loan because as a consumer-focused company, we want to ensure that we give you the best options available when you want to loan from us.

Our payday loan is a personal loan which would definitely enable you to cover for your monetary shortfalls. With our flexible repayment scheme, low-interest rates, professional and friendly loan officers you are always in good hands at Gold Star Credit. We always ensure that we give you the best service possible and as a licensed money lender in Singapore, we want you to know that you are safe with us.


Why payday loans?

Our payday loans are very flexible and easy on your pocket when it is time for repayments. Getting our payday loans has numerous benefits that we would like to explain to you. This is because we believe in transparency and an open line of communication. We want you to know that when you engage in transactions or loan applications with Gold Star Credit, there are no hidden terms or conditions. As a licensed money lender in Singapore, we ensure that you receive your cash loan hassle-free and without any hidden terms because in our bid to provide financial help we always put you first.

Fast and easy application.

Our payday loans are processed as quickly and efficiently as possible. Our professional staff ensures that there is no delay in your application processing. With our efficient staff and processing methods, you can get your loan approved in less than twenty minutes. It is as easy as pie when you fill out an application. We have secured procedures when you apply for a loan so you do not need to worry about your personal information as it is always protected.

Risk-free transactions.

Our payday loans carry no risk whatsoever; this is because when you fill out an application for a loan, we ensure that you are made aware of all the terms for the loan. Our professional loan experts carry out their duties with transparency and above board practices. As a licensed money lender, we always carry out our jobs with uttermost professionalism. Gold Star Credit is a legal money lender registered with the ministry of law in Singapore and as such we carry out our duties with clean..

Cash loans.

We process your payday loan in record time and ensure that you can receive cash on the spot after filling out your application. When you have a monetary problem and you come to us, we know that the speed of the processing is also as important as getting the loan itself. That is why we ensure that you get your cash loans when your loan application is approved. With our high approval rates and quick loan processing, you are in safe hands with us…

How to apply.

In order to fill out an application for our loan, you need to be eligible to apply. There are certain conditions that must be met and it is important you go through them so as to know the relevant documents to present when you come down to our office.

For permanent residents and Singaporeans;

For foreigners who live within Singapore;

You must be working and living in Singapore.

You must be working and living in Singapore.


We are at The Midtown, 1187 Upper Serangoon Road number 1-21, Hougang Central just a five Minute walk from Hougang MRT. We can not wait to have a sit down with you and discuss the future of your business. We know how important your dreams are to you and we are here to help you achieve them. We at Gold Star Credit are always ready to be your trusted financial partner.

Apply now!

We charge competitive interest rates and fees, which is why so many of our customers keep returning to us.

As a Goldstar customer, you get to enjoy:
Loan interest rates of 1-4% a month*
A maximum of 5-10% in processing fees*