Instant Online Loan Singapore

Graphic of people considering a legal moneylender debt consolidation loan in Singapore

Instant Online Loan Singapore

Need a loan but can’t wait for the long processing time for a bank loan? Or don’t meet the credit requirements for a bank loan? 

Why not apply for instant online loans in Singapore with legalised money lenders like GoldStar Credit? We offer quick and easy ways to apply for loans online with instant approval in Singapore.

What is a fast online loan in Singapore?

Online loan is a type of personal loan you can apply online from licensed financial institutions such as banks and money lenders. Some examples of online cash loans in Singapore you can apply for are personal loans or payday loans online in Singapore to pay off credit card debts or emergency expenses like medical bills. 

These loans are typically unsecured, which means that they are not backed by any collateral. As long as you meet all the minimum requirements set by the lender, you’ll be able to get your loan disbursed on the same day!

Applying for an instant loan online in Singapore

Benefits of applying for loan online with instant approval in Singapore

Many have chosen to take up an instant online loan in Singapore from a licensed moneylender because the application process is so fast and easy. All you need to do is to apply for your loan online

Unlike other loan types, moneylenders are less strict with their requirements when applying for an online cash loan in Singapore. Once the loan officer from the moneylender gives you a call, and your loan has been approved verbally, you will need to go down to the moneylender’s office for a face-to-face verification and sign a loan contract. Then you’ll get your cash credited into your account, all on the same day.

Who can apply for an online personal loan in Singapore?

Everyone from Singapore citizens, PR and even foreigners can apply for instant online loans in Singapore. You must be at least 18 years and above and must be working and living in Singapore. You will be required to show proof of income and residential address. These documents include payslips, utility bills or rental agreement.

Why choose GoldStar Credit for your online cash loan in Singapore?

GoldStar Credit is a licensed moneylender registered with the Ministry of Law in Singapore. Enjoy our hassle-free application loan process with high approval rates. During the entire online loan application process, we will ensure that you are aware of all the terms and conditions of the loan. Additionally, our loans come with attractive interest rates and a flexible repayment plan to suit your needs. 

Fill in our online application form and our professional loan officers will ensure that your loan applications are processed as quickly and efficiently as possible, so you’ll be able to get the loan approved in under 20 minutes!

How to apply for an instant online loan in Singapore?

Step 1: Apply online

Fill in our online loan application form in Singapore, and wait for a call from us.

Step 2: Face-to-face Verification at the moneylender’s office

After receiving a loan confirmation call from our loan officer, make your way down to the moneylender’s office with the following documents:

For Singaporeans/PRs:

For Foreigners:

Step 3: Signing of loan contract

Before signing the loan contract, ensure that you understand all the terms and conditions of the loan. Besides having a principal loan amount in mind, consider the licensed money lender’s interest rates, loan tenure period, and other additional fees. Review your repayment period – can you afford to make the monthly repayment timely, or should you take up a longer loan tenure? 

Clarify with your loan officer when you don’t understand something – be it with interest rates or a loan condition. It is important that you fully understand the loan terms before agreeing to it. Once everything is clarified and made clear to you, you can proceed to sign the loan contract.

Step 4: Get your fast cash loan instantly!

Once you sign the contract, you will be able to get your funds either in cash or transferred into your bank account. The whole process should take less than a day. Remember to make timely monthly payments, so you don’t accumulate unnecessary late interests and fees! 

Looking to apply for a loan online in Singapore? 

Enjoy a hassle-free process, fast loan approval and get your questions answered by our friendly loan experts that you can trust. 


Find us at The Midtown, 1187 Upper Serangoon Road number 1-21, Hougang Central, a quick five-minute distance on foot from Hougang MRT. We look forward to meeting you to discuss the financial solutions available to you. Let us help you achieve your goals, be it in business or in life. Here at Gold Star Credit, we are honoured to be your trusted financial partner.

Apply now!

We charge competitive interest rates and fees, which is why so many of our customers keep returning to us.

As a Goldstar customer, you get to enjoy:
Loan interest rates of 1-4% a month*
A maximum of 5-10% in processing fees*