Best Legal Licensed Money Lender in Hougang: Goldstar Credit

Get the best loans at affordable rates here.

Goldstar credit Hougang shop frontage view

Served more than 23,000 borrowers | 2,400+ 5-star reviews on Google

Highest reviewed Hougang’s licensed money lender

Gib NorthGib North
03:32 20 Sep 20
Very friendly and efficient. Sincere in helping out.
Shazeah RuksanaShazeah Ruksana
06:41 19 Sep 20
Good Fast Efficient. Very friendly staff Jacob!
Babe TanyaBabe Tanya
08:08 17 Sep 20
Professional advice given. 👍🏻
Abdul RazakAbdul Razak
07:33 08 Sep 20
Fast n efficient. Very helpful in clearing doubts.
wong seepingwong seeping
07:48 24 Aug 20
Lower interest monthly instalment plan
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Why Goldstar Credit – Hougang?

We are the most established licensed money lender in Northeast Singapore

The northeast region consists of Sengkang, Punggol, Hougang and Serangoon, many of which are new estates and neighbourhoods. 

Hougang is the most populated town in the northeast, with 15-64 year olds making up 72% of the population in Hougang. This goes to show that it has a healthy mix of the young and old, with a large portion of working adults. 

As the cost of living in Singapore progressively rises each year, many people find themselves cash strapped or unable to afford daily necessities and luxuries every now and then. Eating out, shopping, going to the movies, splurging on the occasional Hai Di Lao or luxury item is not something most people living paycheck to paycheck can afford.

We chose to set up our office in Hougang to serve the residents of northeast Singapore who may need temporary financial help. It is convenient for residents of other neighbouring towns to reach us – just a 5-minute walk from Hougang MRT station.

Currently, there are only two licensed money lenders in the northeast region, Goldstar Credit and Accredit, both of which are located in Hougang.

Goldstar Credit, however, is the oldest licensed money lender in Hougang and the northeast region, having been around since 2009. Together with our Toa Payoh branch, we have served more than 23,000 borrowers to date with more than 2,000 5-star reviews on Google for our Hougang branch alone.

Most of our customers are happy and satisfied with our professional service and how our loan officers could empathise and understand every customer’s needs well.

With our customer-oriented attentive services, we aim to be the northeast region and Hougang’s most reliable licensed money lender.

Read more about our team here.

Our Gold Standard goal as the top licensed money lender in Hougang

As a Hougang money lender, we offer our services here to help take the financial strain off from you. Be it making up for a temporary shortfall in cash, tending to an emergency of a loved one, bridging a loan for a property purchase and so on, we have an array of personal and business loans readily available for residents in Hougang.

Financial difficulties can occur to anyone at any point in our lives. Furthermore, living with a low income makes one more susceptible to incurring debts. A major financial pitfall for most people is chalking up credit card debts. It is easy to spend with credit cards but their high interest rates can leave many worse off financially than they first started. Therefore, when in financial difficulty, it is best to avoid using credit cards to pay off your bills and purchases. This would reduce your liabilities while avoiding the high interest rates every month. 

However, all hope is not lost. No matter your financial situation, Goldstar Credit is here to help.

Our Gold Standard processes

Our Gold Standard team

You deserve no less than a Gold Standard loan service.

What you will love about our location in Hougang

If you are staying in Hougang or in a neighbouring town in the northeast region, you will be happy to find that our office location is very accessible and convenient to get to. 

Nestled in the bustling heartlands, we are located just 5 minutes’ walk from Hougang MRT station and Hougang interchange, while various major banks like UOB, DBS/POSB, and OCBC are also just a short walk away, so you don’t need to worry if you need to attend to banking needs before or after getting your loan. The walk from the MRT station and interchange is also fully sheltered, so rain or shine, you’ll be able to reach here comfortably.

For those of you who are driving here, there are a few open-air carparks as well as sheltered carparks nearby – these are either location around 30 metres from our office or in the same building where Goldstar is (The Midtown).


Hougang Community Club and Hougang Polyclinic are just a 12-minute walk away while Hougang Mall is a mere 5-minute walk away – so you can run your errands easily nearby.

Our office features

Our fully air-conditioned office is well-stocked with packet drinks and water dispenser (with hot and cold water), as well as free masks and sanitisers. Our license and other moneylending related certificates are also well-displayed in our office.

The newly renovated double-storey office is bright and spacious, equipped with a television as well as magazines and newspapers to keep you occupied while you are welcome to lounge comfortably in the waiting area. We also do daily sanitising and provide free charging of phones (iPhones and android phones). 

So just sit back and relax while you wait for your turn to have a short, friendly chat with our loan officers.

Emergency alarms and CCTVs are also installed in the office – we take our customers’ security very seriously.

We also seek to educate our customers on loan sharks and loan scams – you will be able to find related articles on display as well. If you are unsure of how to recognise scams, feel free to chat with our loan officers who will be more than happy to answer your questions.

How to apply for a loan with Goldstar Credit?

Applying for a loan online? Here’s our loan application process and documents required

Looking for an affordable loan in Hougang?

Look no further with this top-rated licensed Hougang money lender right at your doorstep.

Apply now