Wedding Loans in Singapore | Plan an Everlasting Marriage
A wedding is a once-in-a-lifetime affair that may stretch your finances if you’re not savvy with your money. Let our wedding loan in Singapore fund the big day while you plan your dream wedding comfortably.
Say “I Do” Confidently with a Loan for Wedding
If you are on the lookout for a fuss-free wedding loan in Singapore that offers competitive interest rates, transparent loan terms and conditions, as well as super quick loan disbursement, Goldstar Credit can help.
We are a legalised money lender with years of experience in the moneylending industry. Backed by a slew of genuine reviews from happy customers, you can rest assured that our personalised services are always aimed at satisfying our customers’ needs professionally and efficiently.
What Exactly Is a Wedding Loan?
A wedding loan or marriage loan in Singapore is a type of personal loan designed for couples who are looking for additional funding to cater for every possible wedding-related expense that may come their way.
A wedding loan in Singapore can cover the cost of wedding venue rental, banquet, and jewellery to wedding planning, photography and videography services, and more. The sky’s the limit, really.
How Can Our Wedding Loans in Singapore Help You?
Wedding loans in Singapore can be a necessity if you’re low on funding expenses for the big day. This gives you more leeway for planning — be it sorting out the guest list, wedding banquet, decor or wedding bands.
Big-ticket expenses are never easy to finance, and we understand how big of a financial woe it can be. Our affordable marriage loans come with interest rates as low as 2.27% monthly, with flexible repayment schedules to boot.
Your Dream Wedding Is Only a Click Away
What’s So Great About Wedding Loans in Singapore?
1. Flexibly pay for a wide array of wedding expenses
It’s no easy feat to pay off so many wedding expenses when you’re already tied up with planning and liaising with vendors. Regardless of the big-ticket wedding purchase that you need to pay for, you name it, our wedding loan will cover it.
2. Ease your cash flow
What makes wedding loans in Singapore stand out is the way it provides a ready line of credit with no need for collateral. You get quick access to funding with same-day cash disbursement so you can sort your wedding expenses immediately.
3. Savour competitive interest rates
Starting from as low as 1% and only as high as 4% monthly, we always put our 100% into ensuring you receive affordable wedding loans within your budget. Rest assured knowing we’re here to make your monthly repayments easier, not add on to your financial burden.
4. Apply conveniently online or in-person
Enjoy our easily accessible loan applications online via Singpass or our straightforward, traditional application forms. We’re also more than happy to meet you in-person from the very start of your loan journey at either of our conveniently located offices in Hougang or Toa Payoh.
5. Enjoy fast approval and disbursement
Our wedding loan applications can be as fast as 20 to 30 minutes, while returning customers can enjoy application processes that only take 5 to 10 minutes (provided that there is no change in requirements or information). Cash disbursement is also made easy and quick with cash-in-hand and PayNow options available.
Get a marriage loan in Singapore & tie the knot the stress-free way!
FAQs About Wedding Loans in Singapore
How does a wedding loan work?
Disbursed in a lump sum after loan contract signing, you are free to use the funds from the loan for your wedding expenses however you deem fit. There are no restrictions on what you can use the money from your marriage loan in Singapore for.
As for repayments, you will have to make instalment payments as per your agreed loan contractual terms —usually on a monthly basis— throughout your wedding loan tenure. In case you were wondering, your monthly instalment amount is fixed and includes interest payment.
How can a loan for wedding expenses help?
Let’s face it, weddings are expensive affairs — especially if you are the sort of person who has always dreamt of having a big and/or elaborate wedding reception to commemorate your special day. While it is surely a joyous occasion, being strapped for cash can make wedding planning difficult.
A loan for wedding expenses can help you cover the many costs associated with planning a wedding while letting you pay back the loan in manageable instalments.
This way, you probably can afford the wedding you’ve always dreamed of, without having to worry about finances or wiping out your hard earned savings in one go.
You do, however, need to be diligent about repaying your wedding loan punctually every due date to avoid racking up unnecessary charges and fees.
What expenses can be covered with a wedding loan in Singapore?
A wedding loan is very versatile. You can cover wedding-related expenses such as:
Wedding venue rental
Wedding banquet
Wedding planning services
Wedding planning services
Wedding gown and suit rental
Wedding gown and suit rental
Wedding bands
Wedding dowry
Wedding photography and videography services
Wedding hair and makeup services
Wedding car rental
Wedding car rental
Wedding floral arrangements and decor services
Wedding floral arrangements and decor services
Honeymoon
How much does a wedding cost?
A wedding in Singapore doesn’t come cheap. Everything adds up quickly and furiously. Here are the estimated costs for your reference:
- Wedding banquet (20 tables of 10): $40,000
- Wedding photography: $4,000
- Wedding videography: $4,000
- Wedding hair and makeup services: $1,000
- Wedding car rental: $1,500
- Wedding gown and suit rental: $1,200
- Wedding bands: $2,500
How much can I borrow for my wedding?
If you don’t have any active loans with licensed lenders, the maximum amount you can borrow for your wedding is up to 6x your monthly salary. This applies no matter if you are a Singaporean, Permanent Resident, or Foreigner working and residing in Singapore.
What are the requirements to be eligible for a wedding loan?
To be eligible for a wedding loan in Singapore, you will have to be:
- At least 18 years old;
- Able to furnish proof of income;
- Singaporean, Permanent Resident, or Foreigner working and residing in Singapore
