Are you running short on your school fees for this semester? Perhaps you just need a small sum for new textbooks or a laptop? A Personal Loan would cover these beautifully and it won’t be seen as a waste of funds since education is the best form of self investment.
Taking up a Personal Loan to pay back Credit Card debt actually defrays costs. Although it sounds like the age-old counterintuitive theory of borrowing money from new places to placate old debtors, Personal Loans frequently have lower interest rates than that of credit cards. Paying off credit card debt by using a Personal Loan discards the high interest rates and added charges that credit card companies compound on top of the originally owed amount. Hence, you could end up paying so much less than what you would have had paid via your credit card if you stuck to the original plan.
Accidents don’t just happen to our physical health, but to our belongings and assets as well. Sometimes these occur so abruptly, we are not prepared or equipped to finance these losses. To quickly rectify the issue at hand, a Personal Loan would be the most feasible course of action to take. Some defects get worse the longer they’re left neglected, so to minimise the collateral damage, it’d be a wise choice to take up a Personal Loan to expedite the repair process.
Life is extremely unpredictable and nobody can ever be sure of what comes next. Unfortunately, there are many curveballs that get thrown at us as well. These are unavoidable and there is no way for us to circumvent them, but what you can do is to have a selection of backup plans in case the worst happens. As a contingency measure, you can consider taking up a Personal Loan just to tide you through these unforeseen rough patches for the time being.
Last but not least, to protect our customers, we provide Debt Consolidation loans which can be used to pay off multiple creditors at once. For instance, some borrowers might take loans from a few sources that only provide short term arrangements. This is a terrible decision that typically lands one heavily in debt. In such cases, the borrower’s salary is usually insufficient to pay the moneylenders. Desperate, they turn to others where they take new loans to repay their existing ones, creating a vicious cycle that never ends. Usually, the stress that comes with knowing you’re in arrears to multiple parties is massive and crippling. It is a situation that worsens over time because of the varying interest rates that can quickly accumulate into gargantuan amounts.
However, our Debt Consolidation loan aims to unite all these so that instead of worrying about separate entities chasing you for money, your concerns are simplified into just one creditor– us. With that said, we understand the struggles faced to repay loans and that is exactly why we have plans that present more accommodating conditions with lower interest rates as well.
Above all, you can expect friendly and forthcoming staff who are glad to accede your requests and evaluate the situation in your best interests. With their knowledge and experience, they will be able to craft a suitable plan to solve any financial problem and prevent you from running into debt.
Our Cash Loan option has been designed to meet your financial requirements. To achieve this, we have tailored it to be straightforward and comprise just a few simple steps. This loan does not require any collateral, offering an affordable interest rate and flexible repayment terms. In some cases, we can arrange a longer repayment period of up to 12 months, with a simple interest at 2.27% per month, subject to approval.