Medical Loan in Singapore | Pay Urgent Bills & Expenses Easily

A medical loan can cover any kind of medical procedure, really. That being said, most people who take up loans for medical expenses do so to foot the bills of medical treatments and procedures that aren’t claimable under their health insurance plans.

Here’s a non-exhaustive list of uses of a medical loan:

• Dental problems
• Chronic health conditions
• Back pain
• Eye surgery
• Medical emergencies
• Non-surgical procedures
• Surgical procedures
• Follow-up checkups and appointments
• Medical consultations
• Medication
• Medical tests and comprehensive health checkups

Not everybody has spare cash on hand to cater to medical treatments and procedures. This is especially true for medical emergencies that happen when we least expect it, as well as health conditions and procedures that aren’t covered by one’s private health insurance plans, MediShield Life and Medisave.

That’s not all. Certain medical costs aren’t a one-off thing — there could be multiple follow-up checkups and appointments, further complications that necessitate subsequent surgeries, long-term pricey medication needs, etc.

All these costs add up quickly and furiously, making it tough for the average person to afford the ever-rising healthcare costs in Singapore. This is where loans for medical procedures may come in handy as they offer immediate access to funds.

At Goldstar Credit, we offer flexible loan tenures of up to 12 months, and interest rates from as low as 2.27% monthly for our highly personalised medical loans.

A. You are eligible for a medical loan so long as you can furnish proof of consistent income and are at least 18 years old.

We do not discriminate — we offer medical loans to Singaporean citizens, Permanent Residents as well as Foreigners who live and work here.

Here at Goldstar Credit, we strongly believe that everybody deserves the assistance, which is why we provide loans for medical procedures to ease the load. Everybody’s health is prized and invaluable.

You’ll need to prepare your:

• NRIC/ Passport/ Work Pass
• Payslips from the latest 3 months
• Access to your Singpass for IRAS NOA or CPS statement retrieval
• Address proof for foreigners only (e.g. Utility bill, phone bill, tenancy agreement)

Here at Goldstar Credit, we’ve intentionally kept the loan application process streamlined, quick and simple.

1. Send in your medical loan application online
2. Get the results on your loan application status in 20-30 minutes.
3. Receive your loan in cash or PayNow after signing off on the loan contract

You can get cash from your medical loan instantly after agreeing to and signing off on the loan contract.

A. Yes, you may apply and receive approval for a medical loan even though you don’t necessarily have a good credit score. We do not discriminate against borrowers who don’t have the best credit scores.

A. No, don’t worry. We do not charge early repayment fees, unlike banks and financial institutions.