The Best Licensed Money Lender in
Toa Payoh | Goldstar Credit

Your top Toa Payoh licensed money lender
for fast cash loans.

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More than 2,750 5

reviews on Google

More than 2,750

reviews on Google

The most highly reviewed Toa Payoh money lender

Centrally located

Toa Payoh New Town is the second oldest satellite town and the first to be built by HDB in the late 1950s. The town centre of Toa Payoh Central was the first prototype in Singapore, surrounded by different neighbourhoods, each of which has its malls and community centres.

A pioneer in money lending business

Although there are numerous Toa Payoh licensed money lenders, Goldstar Credit stands out above the rest as the pioneer Toa Payoh money lender in the Toa Payoh central area, having set up its Toa Payoh branch in 2013 to serve residents in this mature estate in central Singapore.

Tailor-made loan solutions

We pride ourselves on our expertise and experience in assessing our customers’ financial needs, so we can tailor-make loan solutions that work best for them. Our loan officers have at least 10 years of experience in the money lending industry, and our Test Qualified Officer has over eight years of experience in assessing customers’ financial needs.

High loan approval rate

As a top-rated money lender in Toa Payoh, we understand our customers’ needs are varied and urgent, and we strive to fulfil these through offering fast cash loans. At Goldstar Credit, we pride ourselves on providing flexible, secure, and convenient legal loans in Singapore that meet the varied and urgent needs of our customers.

We recognise that each customer has a unique credit history, and we’re committed to catering to individuals with all types of credit backgrounds. Whether you have good credit, bad credit, or no credit history at all, we work hard to offer a high loan approval rate and help you secure the funds you need quickly. To date, we have served more than 28,000 customers.

Enjoy transparent loans with no hidden costs, without the need for collaterals or guarantors.

Instant loan approval can be granted in just under 10 minutes.

We guide our customers on how they can avoid loan scams and identify unlicensed money lenders.

Our loan terms are well-catered to customers’ needs and budgets; 90% of our customers repaid their loans on time.

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Here’s what our customers have to say about us:

Purrniesha S

29/10/2024

Service was fast and efficient. Very smoothly done. Vanessa was very welcoming and friendly and very fast in her job. Very thankful for the helpand glad that I came here straight!

GINA

03/11/2024

Vanessa was very helpful, fast and efficient. She was knowledgeable and explains everything in detail and the process was smooth and fast. Highly recommended!

Wan Shah

02/11/2024

Vanessa is friendly and also straight forward. She assist me in giving the best solution to my problems. Very recommended

Maomao Lim

25/09/2024

Appreciate their friendly service and response to my queries. Able to provide more than what i expected of them. They’re very efficient and reliable in terms of service and quality. Thank you GOLDSTAR. Totally recommend them , no doubt!

Bernard Raj

07/10/2024

I had an excellent experience with GoldStar credit, thanks to Vanessa, the loan officer who assisted me. She was incredibly knowledgeable and made the entire loan process feel easy and stress-free. Vanessa took the time to understand my needs and provided clear guidance throughout every step. Her professionalism and friendly approach made me feel confident and well taken care of. If you’re looking for a reliable and smooth experience, I highly recommend GoldStar credit, and be sure to ask for Vanessa—she’s fantastic!

Why Goldstar Credit is trusted by so many customers

We are a Toa Payoh licensed money lender registered with the Ministry of Law, and adhere to MinLaw’s strict rules and regulations governing legal money lenders in Singapore.

️We are professional and cater to every customer’s financial needs.

We approve loan applications quickly in less than 30 minutes.

Our interest rates are affordable. You stand a chance to get reduced interest rates if you are a regular customer or have a good credit history

We are certified in the Prevention of Money Laundering and Financing of Terrorism, Money Lender Operations & Compliance Training by the Credit Association of Singapore.

We are a Certified Member of the Credit Association of Singapore

What customers love about our location in Toa Payoh Central

Located just a 3-minute sheltered walk from Toa Payoh MRT, Toa Payoh bus interchange, and various major banks (such as UOB, OCBC, DBS, and Maybank), you can reach us easily via public transport. If you are driving, we are also easily accessible via PIE and CTE and there are open-air and multi-storey car parks nearby.

Our central location increases the convenience of borrowing, cutting down on your travelling time. As we are close to the central business district, those who work in central Singapore can even drop by quickly for their cash needs at the end of their work day or during breaks.

A money changer and money remittance shop are also right beside our shop if you need these financial services.

We are also just a stone’s throw away from HDB Hub, various bakeries, Giant Supermarket, and NTUC Fairprice supermarket, various dining options (from hawker centres to fast food restaurants) as well as dental and GP clinics, so you can conveniently run other errands as well.

Looking for a money lender in Toa Payoh Central?

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Our office features

Our fully renovated and air-conditioned office has a cosy waiting area with free packet drinks, a hot-and-cold water dispenser, as well as phone charging stations, so you can chill and relax while waiting for your turn to chat with our friendly loan officers.

As a top-rated, thoughtful Toa Payoh licensed money lender, we are also equipped with free masks and hand sanitisers in case you need any. We take hygiene and your security very seriously — our place is sanitised daily and equipped with CCTVs and emergency alarms. You can also find our licence and related money-lending certificates displayed throughout our office.

An important mission of ours as a responsible Toa Payoh money lender is to educate our customers on loan scams and fraud. When you drop by, you’ll notice some related articles displayed in our office as well. Feel free to chat with our loan officers regarding these — they will be more than happy to share more with you.

Who can apply for a loan with us?

These are our eligibility criteria:

You need to be 18 years old and above.

You need to be a resident of Singapore (Singaporean, Permanent Resident, or foreigner with an employment or work pass).

You should either be employed or have a consistent source of income.

Your loan limits depend on the income requirements as stated below:

Annual Income

Loan limits for Singaporeans / Permanent Residents

Loan limits for Foreigners

Less than $10,000

$3,000

$500

At least $10,000 but less than $20,000

$3,000

At least $20,000

Up to six times monthly income

Annual Income	Loan limits for Singaporeans / Permanent Residents	Loan limits for Foreigners
Less than $10,000	$3,000	$500
At least $10,000 but less than $20,000	$3,000	$3,000
At least $20,000	Up to six times monthly income	Up to six times monthly income

How to apply for a loan with Goldstar Credit?

Get your cash in three simple steps

Looking for a fast personal loan in Toa Payoh?

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