Tips For Building And Maintaining Your Credit Score
An individual’s credit score is a score used by lenders as an indicator of how likely this person may repay his/her debts. It also indicates how likely this borrower may default on his/her loans. In short, it measures an individual’s risk as a credit applicant. In Singapore, a borrower’s credit score is measured by the […]
8 Ways To Differentiate Licensed Moneylenders From Loan Sharks
Occasionally, you may run into situations where you need some money urgently and end up turning to different kinds of loans to tide you through. Some may opt to take a bank loan, while some may prefer to take a loan from a licensed moneylender instead due to the less stringent credit checks and faster […]
8 Tips That Will Help You Head Towards A Debt-Free Life
Most people don’t like the idea of being in debt, and for good reasons. It’s unsettling to know that you owe someone money, and it can feel like a burden when you have to use a fraction of your salary each month to make payments. However, the truth is, most of us have some sort […]
Your Definitive Guide To Good Debt vs Bad Debt (Singapore)
When one thinks of debt, one usually immediately jumps at the idea that they’re all terrible. After all, when you owe another entity or organisation a considerable lump sum of money, how else would you describe it? Contrary to popular belief, not all debts are entirely bad. In fact, debt is primarily categorised into two […]
5 Tips For Borrowing Money The Smart And Right Way
While planning for your financial future, one important factor you should prepare for is financial emergencies. Financial emergencies are an unexpected expense that can happen at any time. A few examples of financial emergencies include medical bills, home repairs, and family emergencies. Although emergencies are inevitable, there are ways that you can mitigate them by […]
